{"id":76218,"date":"2025-06-30T16:37:04","date_gmt":"2025-06-30T16:37:04","guid":{"rendered":"https:\/\/smebanking.news\/?post_type=product&amp;p=15145"},"modified":"2025-06-30T16:37:04","modified_gmt":"2025-06-30T16:37:04","slug":"tech-giants-in-smb-lending-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/tech-giants-in-smb-lending-2\/","title":{"rendered":"Tech Giants in SMB Lending"},"content":{"rendered":"<p>Technology corporates and fintech startups alike are turning their attention to Main Street, and the financial needs of small and medium-sized businesses (SMBs).<\/p>\n<p>As we\u2019ve previously explored, large tech companies like Square, Shopify, and Amazon have already rolled out\u00a0lending services targeted at the underserved small businesses on their platforms\u00a0to spur mutually beneficial growth.<\/p>\n<p>But lending is not where SMBs\u2019 needs begin and end.\u00a0These companies\u00a0typically also need assistance with other financial functions, including\u00a0invoicing, accounting, payments, payroll, and insurance, areas that are now becoming major targets for tech startups.<\/p>\n<p>Our market map includes startups in categories like banking, payments, lending, accounting, and more.<\/p>\n<p>While 32% of the companies included on our market map are focused on lending, 26% are focused on accounting, invoicing, and tax solutions. Payments (15%), Insurance (10%), and Banking (9%) accounted for other focus areas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p><em>Platform tech companies private user data gives them a lending advantage<\/em><\/p>\n<p>Small businesses have needs across the fintech ecosystem, and are underserved by established players that target bigger corporates.<\/p>\n","protected":false},"featured_media":47278,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[1842,2347],"product_tag":[],"class_list":["post-76218","product","type-product","status-publish","has-post-thumbnail","product_cat-sme-finance","product_cat-study-library","pmpro-has-access","first","instock","shipping-taxable","product-type-external"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Report Tech Giants in SMB Lending 2018<\/title>\n<meta name=\"description\" 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