{"id":76156,"date":"2025-06-30T16:36:46","date_gmt":"2025-06-30T16:36:46","guid":{"rendered":"https:\/\/smebanking.news\/?post_type=product&amp;p=18413"},"modified":"2025-06-30T16:36:46","modified_gmt":"2025-06-30T16:36:46","slug":"18413-state-of-the-market-alternative-lending-altfi-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/18413-state-of-the-market-alternative-lending-altfi-2\/","title":{"rendered":"State of the Market: Alternative Lending \u2013 AltFi"},"content":{"rendered":"<p>This year report examines the impact of Covid-19 on the UK, European and US alternative lending markets, how Government-backed lending schemes have both helped and hindered lenders, and where new technologies like open banking and embedded finance are starting to take off.<\/p>\n<h2>Key findings include:<\/h2>\n<ul>\n<li><strong>Section 1: Alternative Lending In Europe<\/strong><br \/>\n<em>Despite the pandemic, Europe recorded the highest number of non-bank deals in Q4 2020.<\/em><\/li>\n<li><strong>Section 2: The Impact Of Government-backed Lending Schemes<\/strong><br \/>\n<em>Across Europe, the inclusion of alternative lenders among emergency loan schemes has varied wildly, as has their performance and success.<\/em><\/li>\n<li><strong>Section 5: Who Are The Leaders Of Embedded Finance<\/strong><br \/>\n<em>These pioneers are pushing the boundaries of what is possible with embedded lending technology in 2021<\/em><\/li>\n<li><strong>Section 8: Alternative Lending In The US<\/strong><br \/>\n<em>American P2P and fintech lenders shrug off a challenging economic climate due to pandemic.<\/em><\/li>\n<li><strong>Section 10: Where Small Business Lending Is Heading Next<\/strong><br \/>\n<em>Covid-19 shone a light on alternative lenders, but what\u2019s in store next for the sector?<\/em><\/li>\n<\/ul>\n<p>And much, much more&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AltFi\u2019s Alternative Lending State of the Market Annual Report is the most comprehensive overview of the alternative lending landscape in 2021.<\/p>\n","protected":false},"featured_media":45505,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[1842,2347],"product_tag":[],"class_list":["post-76156","product","type-product","status-publish","has-post-thumbnail","product_cat-sme-finance","product_cat-study-library","pmpro-has-access","first","instock","shipping-taxable","product-type-external"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>State of the Market: Alternative Lending \u2013 AltFi<\/title>\n<meta name=\"description\" content=\"AltFi\u2019s Alternative Lending State of the Market Annual Report is the most comprehensive overview of the alternative lending landscape in 2021.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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