{"id":76133,"date":"2025-06-30T16:36:45","date_gmt":"2025-06-30T16:36:45","guid":{"rendered":"https:\/\/smebanking.news\/?post_type=product&p=18424"},"modified":"2025-06-30T16:36:45","modified_gmt":"2025-06-30T16:36:45","slug":"18424-the-future-of-digital-banking-in-the-uk-finextra-and-backbase-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/18424-the-future-of-digital-banking-in-the-uk-finextra-and-backbase-2\/","title":{"rendered":"The Future of Digital Banking in the UK \u2013 Finextra and Backbase"},"content":{"rendered":"

For an incumbent bank, digital transformation has become a herculean task in an age saturated with technological options, requiring traditional lenders to embrace unpredictability, maintain agility and digitise to the core, which requires support from agile fintech players.<\/p>\n

Legacy players that are in the process of migrating to the cloud are struggling with application modernisation, data centralisation and security, and as a result, banks that are born in the cloud are at an advantage. However, the cloud is not a solution in itself.<\/p>\n

From building agile platforms to meet the expectations of demanding customers, to crafting an optimised digital operating model, to instilling a strong work culture that goes beyond diversity, there are central challenges which must be addressed by banks in order to lay the foundations for a successful digital future.<\/p>\n

Banks now recognise the urgency of collaborating with the leading minds in the fintech industry, to craft and deliver the best products to their discerning customers.<\/p>\n

Download your copy of the report, in association with Backbase, to gain valuable insights from leading financial institutions and understand what will make UK banks successful into the future.<\/p>\n

The report includes insights from Atom bank, Coventry Building Society, first direct, HSBC, Investec, Lloyds Banking Group, Nationwide, NatWest, OakNorth, Standard Chartered, Tandem Bank, and Yorkshire Building Society.<\/p>\n","protected":false},"excerpt":{"rendered":"

Why digital is paramount for innovation leaders<\/em><\/p>\n

While emerging technology has been leveraged by banking leaders and incremental progress has been made in business-led areas, the modernisation of banking must remain as an evolving journey. To find the right approach, UK banks must ask themselves: what does the digital operating model look like to make this constant innovation sustainable?<\/p>\n","protected":false},"featured_media":45490,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[2355,2347],"product_tag":[],"class_list":["post-76133","product","type-product","status-publish","has-post-thumbnail","product_cat-digital-banking-en","product_cat-study-library","pmpro-has-access","first","instock","shipping-taxable","product-type-external"],"yoast_head":"\nThe Future of Digital Banking in the UK \u2013 Finextra and Backbase<\/title>\n<meta name=\"description\" content=\"With this report we want to shed light on how experts in leading UK&IE financial institutions are tackling the transformation of their institutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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