{"id":76065,"date":"2025-06-30T16:36:43","date_gmt":"2025-06-30T16:36:43","guid":{"rendered":"https:\/\/smebanking.news\/?post_type=product&p=18079"},"modified":"2025-06-30T16:36:43","modified_gmt":"2025-06-30T16:36:43","slug":"18079-accelerating-sme-lending-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/18079-accelerating-sme-lending-2\/","title":{"rendered":"Accelerating SME lending"},"content":{"rendered":"

What digitalization roadmaps now emphasize is delivering straightforward application processes with a much shorter \u201ctime-to-yes\u201d. By streamlining workflows at each step of the value chain, digital lending can offer an enhanced customer experience while also lowering OPEX. SMEs should be able to request financing quickly and easily, and have the option to share the necessary documentation online. In the back end, data processing needs to happen almost instantly, with little room for error, while decision-making processes take minutes or a few hours instead of days.<\/p>\n

Implementing these functionalities requires more than a one-size-fits-all approach, and this whitepaper aims to guide institutions through their transformation journey. MEDICI Global and Spotcap reviewed numerous studies to collect insights on how markets have been developing over the past 5 years and, in particular, how SMEs\u2019 needs have changed due to COVID-19. More importantly, the whitepaper explores the different ways digitalization can address these needs and what options are available to streamline operations, bolster risk assessment, and offer same-day financing.<\/p>\n","protected":false},"excerpt":{"rendered":"

How digital technology enables SME lenders to offer same-day financing<\/em><\/p>\n

In the last few years, operational agility, remote digital services, and seamless customer experiences have each been a leading agenda point in financial services. These objectives have only taken more precedence in the wake of COVID-19. Institutions are looking for ways to not only offer lending services remotely but also to operate efficiently as SMEs\u2019 demand for swift access to financing skyrockets and unprecedented margin pressures call for cost reductions.<\/p>\n","protected":false},"featured_media":47129,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[1842,2347],"product_tag":[3475],"class_list":["post-76065","product","type-product","status-publish","has-post-thumbnail","product_cat-sme-finance","product_cat-study-library","product_tag-2016-2020","pmpro-has-access","first","instock","shipping-taxable","product-type-external"],"yoast_head":"\nReport Accelerating SME lending 2020<\/title>\n<meta name=\"description\" content=\"In the last few years operational agility, remote digital services and seamless customer experiences have each been a leading agenda point in financial services.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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