{"id":75911,"date":"2025-06-30T16:34:45","date_gmt":"2025-06-30T16:34:45","guid":{"rendered":"https:\/\/smebanking.agency\/club\/?post_type=product&amp;p=48180"},"modified":"2025-06-30T16:34:45","modified_gmt":"2025-06-30T16:34:45","slug":"48180-small-businesses-big-growth-mambu-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/48180-small-businesses-big-growth-mambu-2\/","title":{"rendered":"Small businesses, big growth \u2013 Mambu"},"content":{"rendered":"<h2>\u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0432\u044b\u0432\u043e\u0434\u044b \u0438\u0437 \u043e\u0442\u0447\u0435\u0442\u0430:<\/h2>\n<p>\u0420\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u044b \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u044f Mambu \u043e\u0434\u043d\u043e\u0437\u043d\u0430\u0447\u043d\u044b: \u043c\u0430\u043b\u044b\u0435 \u0438 \u0441\u0440\u0435\u0434\u043d\u0438\u0435 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f \u0445\u043e\u0442\u044f\u0442 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043b\u0443\u0447\u0448\u0443\u044e \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0443, \u0438 \u043e\u043d\u0438 \u043d\u0435 \u0431\u043e\u044f\u0442\u0441\u044f \u043c\u0435\u043d\u044f\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u0432, \u0447\u0442\u043e\u0431\u044b \u043d\u0430\u0439\u0442\u0438 \u0435\u0435. 92% \u041c\u0421\u0411 \u0433\u043e\u0442\u043e\u0432\u044b \u0441\u043c\u0435\u043d\u0438\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430, \u0435\u0441\u043b\u0438 \u0442\u043e\u0442 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043b\u0443\u0447\u0448\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f, \u0430 \u0437\u043d\u0430\u0447\u0438\u0442 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u043d\u0435 \u043c\u043e\u0433\u0443\u0442 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442\u044c \u0441\u0435\u0431\u0435 \u0431\u044b\u0442\u044c \u0441\u0430\u043c\u043e\u0434\u043e\u0432\u043e\u043b\u044c\u043d\u044b\u043c\u0438. \u0418 \u0432\u043e\u0442 \u0447\u0442\u043e \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0441\u0434\u0435\u043b\u0430\u0442\u044c \u0440\u044b\u043d\u043a\u0443:<\/p>\n<ul>\n<li><strong>\u041f\u0435\u0440\u0435\u0432\u0435\u0441\u0442\u0438 \u0443\u0441\u043b\u0443\u0433\u0438 \u0432 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u0444\u043e\u0440\u043c\u0430\u0442.<\/strong> 35% \u041c\u0421\u0411, \u0433\u043e\u0442\u043e\u0432\u044b\u0445 \u0441\u043c\u0435\u043d\u0438\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430, \u043f\u0435\u0440\u0435\u0448\u043b\u0438 \u0431\u044b \u043d\u0430 \u0431\u043e\u043b\u0435\u0435 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438, \u043f\u0440\u0438\u0447\u0435\u043c \u0441\u0440\u0435\u0434\u0438 \u043a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u0445 \u041c\u0421\u0411 \u044d\u0442\u043e\u0442 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c \u043f\u0440\u0435\u0432\u044b\u0448\u0430\u0435\u0442 \u043f\u043e\u043b\u043e\u0432\u0438\u043d\u0443 (52%).<\/li>\n<li><strong>\u0423\u0441\u043a\u043e\u0440\u0438\u0442\u044c \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u043e\u0434\u0430\u0447\u0438 \u0437\u0430\u044f\u0432\u043a\u0438.<\/strong> TTY \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0434\u043d\u0438\u043c \u0438\u0437 \u043d\u0430\u0438\u0431\u043e\u043b\u0435\u0435 \u0432\u0430\u0436\u043d\u044b\u0445 \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u0432 \u0434\u043b\u044f \u041c\u0421\u0411 \u043f\u0440\u0438 \u0432\u044b\u0431\u043e\u0440\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430: 76% \u041c\u0421\u0411 \u0443\u043a\u0430\u0437\u0430\u043b\u0438 \u0435\u0433\u043e \u0432 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435 \u043a\u043b\u044e\u0447\u0435\u0432\u043e\u0433\u043e \u0444\u0430\u043a\u0442\u043e\u0440\u0430. 79% \u0432 \u0434\u0430\u043d\u043d\u043e\u043c \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0435 \u0442\u0430\u043a\u0436\u0435 \u0445\u043e\u0442\u044f\u0442, \u0447\u0442\u043e\u0431\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u0431\u044b\u0441\u0442\u0440\u0435\u0435 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u043b\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u043e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430.<\/li>\n<li><strong>\u0418\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0434\u043b\u044f \u041c\u0421\u0411.<\/strong> \u0413\u043b\u0430\u0432\u043d\u044b\u043c \u043a\u0440\u0438\u0442\u0435\u0440\u0438\u0435\u043c \u0434\u043b\u044f \u041c\u0421\u0411 \u043f\u0440\u0438 \u0432\u044b\u0431\u043e\u0440\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0431\u044b\u043b\u0438 \u043d\u0438\u0437\u043a\u0438\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0435 \u0441\u0442\u0430\u0432\u043a\u0438 (81%), \u0430 \u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u0441\u0442\u0430\u043b\u0438 \u0440\u0435\u0448\u0430\u044e\u0449\u0438\u043c \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u043c \u0434\u043b\u044f \u0442\u0440\u0435\u0445 \u0438\u0437 \u0447\u0435\u0442\u044b\u0440\u0435\u0445 (76%) \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u0439. \u041f\u043e\u0447\u0442\u0438 \u043f\u043e\u043b\u043e\u0432\u0438\u043d\u0443 \u041c\u0421\u0411, \u0433\u043e\u0442\u043e\u0432\u044b\u0445 \u0441\u043c\u0435\u043d\u0438\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430, \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u043b\u0438 \u0431\u044b \u043b\u044c\u0433\u043e\u0442\u044b \u0438 \u0441\u0442\u0438\u043c\u0443\u043b\u044b \u043f\u043e \u0437\u0430\u0439\u043c\u0430\u043c (49%) \u0438\u043b\u0438 \u043b\u0443\u0447\u0448\u0438\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0438 (47%). \u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f \u0445\u043e\u0442\u044f\u0442 \u0433\u0438\u0431\u043a\u043e\u0441\u0442\u0438 \u0438 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u043e\u0434\u0445\u043e\u0434\u0430 \u043a \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c: 78% \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d\u044b \u0432 \u0431\u043e\u043b\u0435\u0435 \u0433\u0438\u0431\u043a\u0438\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f, \u0430 76% &#8211; \u0432 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0445 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u0445 \u0438 \u0443\u0441\u043b\u0443\u0433\u0430\u0445.<\/li>\n<li><strong>\u0423\u0447\u0438\u0442\u044b\u0432\u0430\u0439\u0442\u0435 \u0440\u0430\u0437\u043b\u0438\u0447\u0438\u044f \u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0445.<\/strong> \u041c\u0421\u0411, \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0443\u0435\u043c\u044b\u0435 \u0432 \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u043c \u0437\u0430 \u0441\u0447\u0435\u0442 \u043d\u0435\u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0447\u0430\u0449\u0435 \u0440\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u044e\u0442 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u043f\u0435\u0440\u0435\u0445\u043e\u0434\u0430 \u043d\u0430 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u0438 \u043b\u044c\u0433\u043e\u0442\u044b, \u0447\u0435\u043c \u0442\u0435, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0443\u044e\u0442\u0441\u044f \u0432 \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u043c \u0437\u0430 \u0441\u0447\u0435\u0442 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 (66% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 46%), \u0438 \u0438\u0445 \u0431\u043e\u043b\u044c\u0448\u0435 \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u0430\u044e\u0442 \u043b\u0443\u0447\u0448\u0438\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0438 (72% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 43%).<\/li>\n<li><strong>\u041e\u0431\u0440\u0430\u0442\u0438\u0442\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043d\u0430 \u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0440\u0430\u0437\u043b\u0438\u0447\u0438\u044f.<\/strong> \u041c\u0421\u0411 \u0413\u0435\u0440\u043c\u0430\u043d\u0438\u0438 \u043f\u0440\u0438\u0434\u0430\u0435\u0442 \u0431\u043e\u043b\u044c\u0448\u043e\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435 \u0443\u0440\u043e\u0432\u043d\u044e \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0438 \u0433\u043e\u0432\u043e\u0440\u0438\u0442, \u0447\u0442\u043e \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e\u0435 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0441\u0430\u043c\u044b\u043c \u0432\u0430\u0436\u043d\u044b\u043c \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u043c \u043f\u0440\u0438 \u0432\u044b\u0431\u043e\u0440\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430. \u0412 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u041c\u0421\u0411 \u0432 \u0421\u0438\u043d\u0433\u0430\u043f\u0443\u0440\u0435 \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d \u0432 \u0442\u043e\u043c, \u0447\u0442\u043e\u0431\u044b \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 \u0438 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0445 \u0437\u0430\u044f\u0432\u043e\u043a \u0431\u044b\u043b\u0438 \u0447\u0430\u0441\u0442\u044c\u044e \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0430 \u043f\u043e\u0434\u0430\u0447\u0438 \u0437\u0430\u044f\u0432\u043a\u0438 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/smebanking.agency\/platform\/hub\/wp-content\/uploads\/sites\/21\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" td-modal-image aligncenter wp-image-48182 size-full\" src=\"https:\/\/smebanking.agency\/platform\/hub\/wp-content\/uploads\/sites\/21\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001.jpg\" alt=\"\" width=\"1241\" height=\"1754\" srcset=\"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001.jpg 1241w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-768x1085.jpg 768w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-1087x1536.jpg 1087w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-150x212.jpg 150w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-696x984.jpg 696w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-1068x1509.jpg 1068w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-500x707.jpg 500w, https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2022\/05\/Disruption_Diaries_SME_banking_lending_infographic_pages-to-jpg-0001-650x919.jpg 650w\" sizes=\"auto, (max-width: 1241px) 100vw, 1241px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u041c\u0430\u043b\u044b\u0435 \u0438 \u0441\u0440\u0435\u0434\u043d\u0438\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 &#8211; \u044d\u0442\u043e \u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u0431\u0438\u0437\u043d\u0435\u0441. \u041e\u043d\u0438 \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u043e\u043a\u043e\u043b\u043e 90% 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