{"id":75791,"date":"2025-06-30T16:34:22","date_gmt":"2025-06-30T16:34:22","guid":{"rendered":"https:\/\/smebanking.news\/?post_type=product&p=17346"},"modified":"2025-06-30T16:34:22","modified_gmt":"2025-06-30T16:34:22","slug":"17346-fintech-india-the-changing-landscape-of-sme-lending-copy-2","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/17346-fintech-india-the-changing-landscape-of-sme-lending-copy-2\/","title":{"rendered":"The State Of Digital Banking"},"content":{"rendered":"

Digital Disruption Runs Deep <\/strong><\/p>\n

New entrants such as fintech startups, big tech firms, and nontraditional competitors are quickly delivering on customers\u2019 increasing expectations. Faster, better, and cheaper services, together with new business models, are rapidly altering banks\u2019 competitive landscape. Open banking accelerates these changes.<\/p>\n

There\u2019s A Growing Gap Between Digital Banking Leaders And Laggards <\/strong><\/p>\n

Many banking executives still think of \u201cdigital\u201d in a tactical way as relating to just touchpoints or technologies. Leaders focus on how to deliver on customer outcomes through digital customer experience, digital operational excellence, digital innovation, and digital ecosystems.<\/p>\n

Banks Are Struggling To Transform And Vary Widely On Digital Maturity <\/strong><\/p>\n

Many banks are still exploring the potential of digital technologies in pockets of their organization or striving to digitize the customer life cycle from end to end. Only the leaders are investing in transformation with the aim of delivering compelling digital customer experiences and building strong digital capabilities for the future.<\/p>\n","protected":false},"excerpt":{"rendered":"

The banking industry has entered a period of unprecedented innovation. While many banks have woken up to the threats, few have embarked on a true digital business transformation. This report explores how digital technologies are changing the industry\u2019s customers, competitors, and operations globally. It charts the different approaches that digital teams have taken to avoid disruption and deliver superior digital customer experience, drive digital operational excellence, champion innovation, and experiment with digital business models.<\/p>\n","protected":false},"featured_media":53488,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[2355,2347],"product_tag":[],"class_list":["post-75791","product","type-product","status-publish","has-post-thumbnail","product_cat-digital-banking-en","product_cat-study-library","pmpro-has-access","first","instock","shipping-taxable","product-type-external"],"yoast_head":"\nReport The State Of Digital Banking 2019<\/title>\n<meta name=\"description\" content=\"The banking industry has entered a period of unprecedented innovation. 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