{"id":75085,"date":"2025-02-02T15:14:54","date_gmt":"2025-02-02T15:14:54","guid":{"rendered":"https:\/\/gidulyan.com\/?post_type=product&#038;p=75085"},"modified":"2026-01-16T12:01:34","modified_gmt":"2026-01-16T10:01:34","slug":"sustainability-inclusion-report","status":"publish","type":"product","link":"https:\/\/smebanking.agency\/platform\/report\/sustainability-inclusion-report\/","title":{"rendered":"Sustainability &#038; Inclusion"},"content":{"rendered":"<h3>Agri and ESG Loans: Overview of Agricultural Sector Loans and ESG-Related Loans for SME Clients<\/h3>\n<p>Agriculture is currently one of the most innovative industries, which reduces the traditional risks associated with financing the agricultural sector. At the same time, agribusiness has proven to be relatively resilient during economic downturns. In practice, loans provided to agricultural businesses are generally well-serviced by borrowers. As more banks across Eastern Europe, the Caucasus, and Central Asia continue to finance agribusinesses, interest in these products has been steadily growing year after year.<\/p>\n<p>ESG (Environmental, Social, and Governance) is also gaining importance across the region. \u201cGreen finance,\u201d energy efficiency, and energy-saving technologies are becoming increasingly relevant. Following the global trend, banks are actively developing and launching financial products with ESG components, including those targeting the SME segment.<\/p>\n<p>That\u2019s why, as part of its SME financing research series, SME Banking Agency decided to explore both directions \u2014 agri and ESG \u2014 in the scope of this study.<\/p>\n<h3>Which banks were analyzed?<\/h3>\n<p>In 2024, the analysis focused only on banks from the SME Banking Agency\u2019s target list of \u201cSME Banks\u201d in Eastern Europe, the Caucasus, and Central Asia that provide investment financing for SMEs.<\/p>\n<ul>\n<li>Number of banks (agri) \u2013 49 (+1)<\/li>\n<li>Number of loan products (agri) \u2013 91 (+1)<\/li>\n<li>Number of banks (ESG) \u2013 29 (+17)<\/li>\n<li>Number of loan products (ESG) \u2013 39 (+22)<\/li>\n<\/ul>\n<p><em>To get access to the materials, click the\u00a0<strong>\u201cDownload report\u201d<\/strong>\u00a0button above.<\/em><\/p>\n<p><em>For additional questions or custom research, contact us at <a href=\"mailto:hello@smebanking.agency\" target=\"_blank\" rel=\"noopener\">hello@smebanking.agency<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Product Overview of Agricultural Loans and ESG-Linked Loans for SME Clients in Eastern Europe, the Caucasus, and Central Asia.<\/p>\n","protected":false},"featured_media":75226,"template":"","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":""},"product_brand":[],"product_cat":[3521,748,1844],"product_tag":[],"class_list":["post-75085","product","type-product","status-publish","has-post-thumbnail","product_cat-annual-reports-en","product_cat-reports","product_cat-sustainable-finance","pmpro-has-access","first","instock","featured","shipping-taxable","product-type-external"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sustainability &amp; 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