{"id":65532,"date":"2025-11-17T11:50:46","date_gmt":"2025-11-17T11:50:46","guid":{"rendered":"https:\/\/gidulyan.com\/hub\/?p=65532"},"modified":"2026-02-10T17:11:00","modified_gmt":"2026-02-10T15:11:00","slug":"65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment","status":"publish","type":"post","link":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/","title":{"rendered":"MYbank deploys an AI credit assistant, achieving 90% human alignment"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><div class=\"pmpro\">\n<div class=\"pmpro_card pmpro_content_message\">\n<div class=\"pmpro_card_content\">The content is available for premium subscribers of SME Banking Agency.<br \/><a href=\"https:\/\/smebanking.agency\/platform\/cental-asia\/akkaunt-tarifa\/tarify\/\">Sign up<\/a><\/div>\n<div class=\"pmpro_card_actions pmpro_font-medium\">Already a member? <a href=\"https:\/\/smebanking.agency\/platform\/cental-asia\/login\/?redirect_to=https%3A%2F%2Fsmebanking.agency%2Fplatform%2F65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment%2F\">Log in here<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"pmpro\"><div class=\"pmpro_card pmpro_content_message\"><div class=\"pmpro_card_content\">The content is available for premium subscribers of SME Banking Agency.<br \/><a href=\"https:\/\/smebanking.agency\/platform\/cental-asia\/akkaunt-tarifa\/tarify\/\">Sign up<\/a><\/div><div class=\"pmpro_card_actions pmpro_font-medium\">Already a member? <a href=\"https:\/\/smebanking.agency\/platform\/cental-asia\/login\/?redirect_to=https%3A%2F%2Fsmebanking.agency%2Fplatform%2F65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment%2F\">Log in here<\/a><\/div><\/div><\/div>","protected":false},"author":3,"featured_media":65535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1862,20],"tags":[1898,1946,1956,1177],"class_list":["post-65532","post","type-post","status-publish","format-standard","has-post-thumbnail","category-asia-pacific","category-digital-banking","tag-ai","tag-china","tag-credit-risk","tag-mybank","pmpro-level-required","pmpro-level-1","pmpro-level-2","pmpro-no-access"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MYbank AI credit assistant achieves 90% human alignment<\/title>\n<meta name=\"description\" content=\"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MYbank AI credit assistant achieves 90% human alignment\" \/>\n<meta property=\"og:description\" content=\"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/\" \/>\n<meta property=\"og:site_name\" content=\"SME Banking Platform\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/lototskyy.ilya\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-17T11:50:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-10T15:11:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1601\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Illia Lototskyi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Illia Lototskyi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/\"},\"author\":{\"name\":\"Illia Lototskyi\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/#\\\/schema\\\/person\\\/38237486d66858b33e4f6ba67794287e\"},\"headline\":\"MYbank deploys an AI credit assistant, achieving 90% human alignment\",\"datePublished\":\"2025-11-17T11:50:46+00:00\",\"dateModified\":\"2026-02-10T15:11:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/\"},\"wordCount\":745,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/wp-content\\\/uploads\\\/sites\\\/7\\\/2025\\\/11\\\/mybank_ant.jpg\",\"keywords\":[\"AI\",\"China\",\"Credit risk\",\"MYbank\"],\"articleSection\":[\"Asia Pacific\",\"Digital Banking\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/\",\"url\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/\",\"name\":\"MYbank AI credit assistant achieves 90% human alignment\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/wp-content\\\/uploads\\\/sites\\\/7\\\/2025\\\/11\\\/mybank_ant.jpg\",\"datePublished\":\"2025-11-17T11:50:46+00:00\",\"dateModified\":\"2026-02-10T15:11:00+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/#\\\/schema\\\/person\\\/38237486d66858b33e4f6ba67794287e\"},\"description\":\"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#primaryimage\",\"url\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/wp-content\\\/uploads\\\/sites\\\/7\\\/2025\\\/11\\\/mybank_ant.jpg\",\"contentUrl\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/wp-content\\\/uploads\\\/sites\\\/7\\\/2025\\\/11\\\/mybank_ant.jpg\",\"width\":1601,\"height\":900,\"caption\":\"MYbank\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\",\"item\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/cental-asia\\\/home-central-asia\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"MYbank deploys an AI credit assistant, achieving 90% human alignment\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/#website\",\"url\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/\",\"name\":\"SME Banking Platform\",\"description\":\"Knowledge Base Platform\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/#\\\/schema\\\/person\\\/38237486d66858b33e4f6ba67794287e\",\"name\":\"Illia Lototskyi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g\",\"caption\":\"Illia Lototskyi\"},\"description\":\"Content Manager at SME Banking Agency. I analyze and curate the most important information every day, helping you stay informed about market developments, key trends, and make well\u2011grounded management decisions.\",\"sameAs\":[\"https:\\\/\\\/smebanking.agency\",\"https:\\\/\\\/www.facebook.com\\\/lototskyy.ilya\",\"https:\\\/\\\/www.instagram.com\\\/illia_lototskyi\"],\"url\":\"https:\\\/\\\/smebanking.agency\\\/platform\\\/author\\\/ilotocky\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"MYbank AI credit assistant achieves 90% human alignment","description":"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/","og_locale":"en_GB","og_type":"article","og_title":"MYbank AI credit assistant achieves 90% human alignment","og_description":"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.","og_url":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/","og_site_name":"SME Banking Platform","article_author":"https:\/\/www.facebook.com\/lototskyy.ilya","article_published_time":"2025-11-17T11:50:46+00:00","article_modified_time":"2026-02-10T15:11:00+00:00","og_image":[{"width":1601,"height":900,"url":"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg","type":"image\/jpeg"}],"author":"Illia Lototskyi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Illia Lototskyi","Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#article","isPartOf":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/"},"author":{"name":"Illia Lototskyi","@id":"https:\/\/smebanking.agency\/platform\/#\/schema\/person\/38237486d66858b33e4f6ba67794287e"},"headline":"MYbank deploys an AI credit assistant, achieving 90% human alignment","datePublished":"2025-11-17T11:50:46+00:00","dateModified":"2026-02-10T15:11:00+00:00","mainEntityOfPage":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/"},"wordCount":745,"commentCount":0,"image":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#primaryimage"},"thumbnailUrl":"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg","keywords":["AI","China","Credit risk","MYbank"],"articleSection":["Asia Pacific","Digital Banking"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/","url":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/","name":"MYbank AI credit assistant achieves 90% human alignment","isPartOf":{"@id":"https:\/\/smebanking.agency\/platform\/#website"},"primaryImageOfPage":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#primaryimage"},"image":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#primaryimage"},"thumbnailUrl":"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg","datePublished":"2025-11-17T11:50:46+00:00","dateModified":"2026-02-10T15:11:00+00:00","author":{"@id":"https:\/\/smebanking.agency\/platform\/#\/schema\/person\/38237486d66858b33e4f6ba67794287e"},"description":"MYbank showcases AI credit assistant achieving 90% alignment with human officers, processing multimodal data for RMB 500K-2M SME loans at scale.","breadcrumb":{"@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#primaryimage","url":"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg","contentUrl":"https:\/\/smebanking.agency\/platform\/wp-content\/uploads\/sites\/7\/2025\/11\/mybank_ant.jpg","width":1601,"height":900,"caption":"MYbank"},{"@type":"BreadcrumbList","@id":"https:\/\/smebanking.agency\/platform\/65532-mybank-deploys-an-ai-credit-assistant-achieving-90-human-alignment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430","item":"https:\/\/smebanking.agency\/platform\/cental-asia\/home-central-asia\/"},{"@type":"ListItem","position":2,"name":"MYbank deploys an AI credit assistant, achieving 90% human alignment"}]},{"@type":"WebSite","@id":"https:\/\/smebanking.agency\/platform\/#website","url":"https:\/\/smebanking.agency\/platform\/","name":"SME Banking Platform","description":"Knowledge Base Platform","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/smebanking.agency\/platform\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/smebanking.agency\/platform\/#\/schema\/person\/38237486d66858b33e4f6ba67794287e","name":"Illia Lototskyi","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/08960b0f63bc51e30c56e95ed90b4691f0f09bce959b9a7c1b69b75f29893087?s=96&d=mm&r=g","caption":"Illia Lototskyi"},"description":"Content Manager at SME Banking Agency. I analyze and curate the most important information every day, helping you stay informed about market developments, key trends, and make well\u2011grounded management decisions.","sameAs":["https:\/\/smebanking.agency","https:\/\/www.facebook.com\/lototskyy.ilya","https:\/\/www.instagram.com\/illia_lototskyi"],"url":"https:\/\/smebanking.agency\/platform\/author\/ilotocky\/"}]}},"_links":{"self":[{"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/posts\/65532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/comments?post=65532"}],"version-history":[{"count":3,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/posts\/65532\/revisions"}],"predecessor-version":[{"id":81692,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/posts\/65532\/revisions\/81692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/media\/65535"}],"wp:attachment":[{"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/media?parent=65532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/categories?post=65532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smebanking.agency\/platform\/wp-json\/wp\/v2\/tags?post=65532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}