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For an incumbent bank, digital transformation has become a herculean task in an age saturated with technological options, requiring traditional lenders to embrace unpredictability, maintain agility and digitise to the core, which requires support from agile fintech players.
Legacy players that are in the process of migrating to the cloud are struggling with application modernisation, data centralisation and security, and as a result, banks that are born in the cloud are at an advantage. However, the cloud is not a solution in itself.
From building agile platforms to meet the expectations of demanding customers, to crafting an optimised digital operating model, to instilling a strong work culture that goes beyond diversity, there are central challenges which must be addressed by banks in order to lay the foundations for a successful digital future.
Banks now recognise the urgency of collaborating with the leading minds in the fintech industry, to craft and deliver the best products to their discerning customers.
Download your copy of the report, in association with Backbase, to gain valuable insights from leading financial institutions and understand what will make UK banks successful into the future.
The report includes insights from Atom bank, Coventry Building Society, first direct, HSBC, Investec, Lloyds Banking Group, Nationwide, NatWest, OakNorth, Standard Chartered, Tandem Bank, and Yorkshire Building Society.
