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Paytm Payments Bank: Building a Truly Digital Bank

Winner of Celent Model Bank 2019 Award for Beyond Banking

Paytm Payments Bank (PPB) is India’s only mobile-first bank with zero balance and zero digital transaction charge accounts and has become one of the most popular payments banks in the country with 42 million savings accounts. The PPB is also going beyond banking by creating a digital ecosystem to offer a better life for the digitally savvy population, the unbanked and the underbanked.

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India’s Payments Banks are a new set of differentiated banks introduced by the Reserve Bank of India (RBI) with the aim of extending deposit and payments services to millions of unbanked and underbanked Indian citizens. Paytm Payments Bank (PPB) is India’s only mobile-first bank with zero balance and zero digital transaction charge accounts and has become one of the most popular payments banks in the country. Paytm Payments Bank infrastructure services a customer base of over 42 million savings accounts. This exemplary growth has been the outcome of the bank’s vision, philosophy, and its flagship product — the PPB savings account.

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