The global banking community gathered in Vienna today as Gidulyan Company announced the TOP20 SME Banks at the culmination of its prestigious SME Banking Forum 2025. Following a rigorous selection process evaluating 1,000 banks worldwide, regional champions and global winners were recognized across four critical categories: Digital Banking, Sustainability & Inclusion, Business Banking, and Business Financing.
The invite-only forum brought together board members, SME division heads, and business banking leaders for an unprecedented exchange of insights and best practices. Unlike traditional banking conferences, the event featured exclusively award-winning speakers who earned their platform through demonstrated business transformation and measurable impact.
The Vienna gathering marked the grand final of a year-long recognition program that identified local and regional leaders across every banking market. Winners demonstrated excellence in advancing financial services for the entrepreneurial ecosystem that powers global economies.
Here are the winners, selected from our global ranking of the TOP20 SME Banks:
TOP20 SME Banks in Digital Banking | Global
| Country | Bank (A-Z) |
|---|---|
| Australia | Airwallex |
| Georgia | Bank of Georgia |
| United States | Bluevine |
| Singapore | DBS Bank |
| Austria | Erste Group Bank |
| Netherlands | Finom |
| Netherlands | ING Bank |
| United States | Lili |
| United States | Mercury |
| United Kingdom | Monzo |
| Australia | National Australia Bank |
| Brazil | Nubank |
| Ukraine | PrivatBank |
| France | Qonto |
| United States | Ramp |
| Canada | Relay |
| United Kingdom | Revolut |
| United Kingdom | Starling Bank |
| China | Webank |
| United Kingdom | Wise |
The Best Bank in the Digital Banking category – Bank of Georgia
TOP20 SME Banks in Sustainability & Inclusion | Global
| Country | Bank (A-Z) |
|---|---|
| Australia | ANZ Banking Group |
| United States | American Express Company |
| Spain | BBVA |
| Mexico | BBVA Bancomer |
| Canada | BDC |
| Bangladesh | BRAC Bank |
| Brazil | Banco Bradesco |
| Philippines | Bank of the Philippine Islands |
| United Kingdom | Barclays |
| United States | Columbia Bank |
| Australia | Commonwealth Bank Group |
| France | Crédit Agricole |
| Netherlands | ING Bank |
| Italy | Intesa Sanpaolo |
| United States | JPMorgan Chase & Co |
| Netherlands | Rabobank Group |
| Sweden | SEB Group |
| France | Société Générale |
| United Kingdom | Virgin Money Group |
| Australia | Westpac Banking Corporation |
The Best Bank in the Sustainability & Inclusion category – ING Bank
TOP20 SME Banks in Business Banking | Global
| Country | Bank (A-Z) |
|---|---|
| Spain | BBVA |
| France | BNP Paribas |
| United States | Bank of America |
| United Kingdom | Barclays |
| Canada | CIBC |
| United States | Capital One Financial Corporation |
| United States | Citigroup |
| Australia | Commonwealth Bank Group |
| Singapore | DBS Bank |
| Germany | Deutsche Bank |
| Sweden | Handelsbanken |
| Netherlands | ING Bank |
| Italy | Intesa Sanpaolo |
| United States | JPMorgan Chase & Co |
| South Africa | Nedbank Group |
| Netherlands | Rabobank Group |
| Sweden | SEB Group |
| United States | TD Bank US Holding Company |
| Italy | UniCredit |
| United States | Wells Fargo & Co |
The Best Bank in the Business Banking category – Rabobank
TOP20 SME Banks in Business Financing | Global
| Country | Bank (A-Z) |
|---|---|
| United Arab Emirates | Abu Dhabi Commercial Bank |
| United Kingdom | Allica Bank |
| Mexico | BBVA Bancomer |
| Spain | Banco Santander |
| United States | Bank of America |
| United Kingdom | Barclays |
| United States | Citigroup |
| France | Crédit Agricole |
| Kazakhstan | Halyk Bank |
| Netherlands | ING Bank |
| United States | JPMorgan Chase & Co |
| Australia | Judo Bank |
| China | MYBank |
| South Africa | Nedbank Group |
| United Kingdom | OakNorth |
| Netherlands | Rabobank Group |
| Lithuania | SME Bank |
| France | Société Générale |
| Sweden | Swedbank |
| United States | Wells Fargo & Co |
The Best Bank in the Business Financing category – SME Bank
For complete results and winner profiles, banking professionals can contact Gidulyan Company directly.
About Gidulyan Company
At Gidulyan Company, we unite business bankers worldwide. With offices in London, Vienna, and Kyiv, we provide strategic advisory, digital maturity assessments, and market research to empower 1,000 financial firms to increase SME banking profits by 25%.





